We recognize that businesses are the backbone of the economy and our communities. Their growth is critical to the financial success of our country. A key component to their growth is funding, and our mission is to provide access to the extra financial boost your company may need with a Small Business Administration

Loan programs provide unique solutions to meet a business’s particular lending need. Each type of loan has its own eligibility criteria and our experienced Lumina Bank Specialists can guide you through the application and loan process.

"Lumina Bank offer significant advantages for both for-profit and non-profit organizations compared to other forms of business financing. These benefits include lower down payments and extended repayment terms, enabling businesses to access larger lump-sum funding to support start-up costs, equipment purchases, inventory, and working capital needs."

All loans are subject to credit review and approval. Applicants must meet the Lumina Bank’s credit and eligibility standards.